What is Long Term Care & Do You Need Long Term Care Insurance?
The Basics of Long Term Care
Long term care is often confused with other forms of medical care because it includes a wide range of medical and support services in a variety of settings. We have created this section to help you better understand the basics of long term care, including:
What is Long Term Care and Who Needs It?
Long term care is care that you need if you can no longer perform everyday tasks (activities of daily living) by yourself due to a chronic illness, injury, disability or the aging process. Long term care also includes the supervision you might need due to a severe cognitive impairment (such as Alzheimer’s Disease).
This type of care is not intended to cure you. It is chronic care that you might need for the rest of your life. You can receive long term care in your own home, a nursing home or another long term care facility, such as an assisted living facility.
People often confuse long term care with disability or short-term medical care. Long term care is not: