Paying for Home Care with Private Funds

Paying for Home Care Services with Private Funds

For individuals that do not have long term care insurance or qualify for federal or state programs, paying for home care with “private funds” may be the only initial option.

Using Social Security benefits, 401K and pension funds or accumulated savings are readily available resources that can be used to pay for necessary home care services. Reverse mortgages, converting life insurance policies and other creative finance options are worth considering.

There are alternative assistance programs available for home care and many of them base eligibility on the individual’s financial resources. As your financial resources are depleted, the amount of assistance available to you from these alternative programs can increase substantially.

For more information on paying for home care with private funds or to speak to a home care specialist, call us today at 1-847-616-5600.

“Please pass on our happiness with our caregiver, Eloina. She is thoughtful, warm and friendly, helpful, prompt and kind. She’s always willing to help and just a delight. We leave town for the winter and sure hope you can get her back here again when we return.”

Fran and Mel G

“You are a very good agency. Pleased with your continued interest in our loved ones. Our caregiver is most Creative. Takes my husband to different places. Weather permitting, parks, Botanical gardens, Garfield Park conservatory planetarium, etc. on some cold rainy days to the malls to just walk.

J. G. and Family

I am writing you today to tell you how pleased I am with the care my mother is getting from her caregivers Annette and Shirley…I have found them to be conscientious, helpful, and consistent in their work…They both have shown initiative, and have gone above and beyond in caring for my mother…I appreciate all the work everyone at Homewatch has had to go through to get this team in place.

Dave S.

Thank you for your kindness. People like you make the world a nicer place in which to live.

Lenore

Your generosity made a tremendous difference in the quality of our sister’s final months. Thank you from the bottom of our hearts!

Betty, Kathy and Dan

I wanted to say thank you for the wonderful care and support your team showed to my parents, especially Altan, Suzanne and Betty. The attention they paid towards them and our family was such a comfort. We knew that they were in safe and experience hands. While our time with your your group was shor,t I know my parents and our family benefited from all of you. – Best wishes

Barbara C.

Thanks to your entire staff for the care John received over the past 15 months. The caregivers were all attentive, caring, professional, knowledgeable and above all kind

Lynn H.

I wanted to thank you again for your help and kindness during my family’s time of need. My dad’s life is a little more comfortable being able to remain in his house. You really are a friend. I am very grateful.

Wayne N.

I am a veteran of World War II, being most fortunate to have Kent O’Grady fill my needs of a caregiver. He is reliable and responsible. Thank you for your cooperation in for the excellent assistance of Kent.

David K.

“Tamika has been a care-giver for my mother, Yolanda, since 2011…she truly knows the meaning of care-giving, and my mother, my brother, myself and my daughters all consider Tamika to be a gift in our lives. We deeply appreciate her care-giving for Yolanda.”

Christine I.

“I wanted to say thank you for the wonderful care and support your team showed to my parents…we knew they were in safe and experienced hands.”

Barbara C.

“Many thanks for the wonderful services you provided to my mother…I really commend Homewatch on the quality of service, the caring attitude of those I worked with.”

Lucile K.

“I am writing you to document how strongly I feel about my time with my Homewatch caregiver. They have become one of the greatest friends and confidants I have ever had”

Pat K.

“If I were to give you a rating of 1 to 10, with 10 being the highest, I would vote for 10. I wish you continued success in helping people who really need your service and care.”

Milicent P.

“Thank you for your kindness…People like you make the world a nicer place in which to live”

Lenore P.

“The caregiver assigned to me…has proven to be wonderful. She handles me as a mother would…I really enjoy her thoroughly”

Kathryn R.

“We have had the pleasure of doing business with Homewatch Caregivers for 3 years. We have always had good service…Our care giver has become like one of the family”

Karen & Jerry M.

“This is a very belated, but sincere thank you for your visit to me when I was grasping for answers. Your info and kindness is greatly appreciated”

Helene G.

“Her miraculous recovery is the sum and substance of the personal, highly professional attention and tender loving care provided by your staff…with deep appreciation for a job well done!!!”

Frederick S.

“I have been…very satisfied with the care given by the caregivers… I appreciate their concern and kindness for my husband’s needs. I would highly recommend Homewatch Caregivers to those who need home care for their loved ones”

Eleanor S.

“It gives me great pleasure to recommend Homewatch. My life was greatly enriched thanks to Homewatch Caregivers.”

Dr. Vincent O.

“Gratefully acknowledging and thanking you…we appreciate your assistance given to us during our trying time”

Birdie K.

“Our deepest appreciation from our entire family for the excellent care and services rendered”

Ann S.

“Thank you for all of your hard work and caring. You have wonderful staff & they helped put our minds at ease. Keep up the good work.”

Andy & Debbi P.

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